Adding GAP to your line of loan programs can help borrowers when faced with a deficiency balance or depreciation after their insurance payout if their vehicle is totaled or stolen and not recovered.
VSC / MBI
Vehicle Service Contracts (VSC) or Mechanical Breakdown Insurance (MBI) will give your borrowers the peace of mind they need to protect from mechanical breakdowns.
Total Restart is a depreciation protection product that allows for borrowers who start with equity in their vehicle to insure it doesn't disappear if they have an accident.
adr / hdr
Home or Auto Deductible Reimbursement will pay your borrowers for an incurred deductible in the event of a primary claim. The product is administered through a members benefit program.
Allow your borrowers to shop with confidence for a car. Search vehicle history, maintenance tools, and car values. Check for major accidents and get reports instantly.
Debt Cancellation insurance may provide an additional safety net by paying off your borrower's loan or helping make payments on it if they pass away or become disabled.
Build your brand with a loyalty advantage program that offers discounts and savings all while marketing your brand.
One of the best ways to increase lending is through a loan recapture program. Potential borrowers are all around and with a targeted approach you can invite them to re-finance with you.
When it comes to accurately valuing vehicles, how often can you actually see the vehicle you’re lending on? If you could see the Window Sticker, you’d know with certainty the vehicle’s features and options. Now you can.
With TRUECar’s car buying service on your web site, you give borrowers an exclusive car-buying tool that helps them enjoy a hassle-free buying experience and keeps them close for financing!
Gain immediate access to dealers located across the country. With a couple of clicks, expand into new markets without any friction or sales staff. Streamline the indirect auto loan transaction by unifying with dealers, in real-time connections.
A program applied to lower tier loans to grow auto finance income. The program reduces charge offs on defaulted loans by purchasing repossessed vehicles at higher values than auctions in addition to a principal reduction payment.
Zone determinations and certificates are generated instantly, using our web portal while ensuring compliance. Our program satisfies all state and federal regulatory requirements to safeguard your organization.
Our title reports identify the last deed recorded, description, open mortgages and deeds of trust, judgments, federal tax liens and taxes and assessments. While our deed report provides the legal description and identifies the vested owner(s) of the property.
Whether you're looking for a full appraisal or an evaluation method, our platform offers solutions for both commercial and residential products, ensuring compliance with the interagency appraisal and evaluation guidelines.
Our web-based ordering platform returns borrower credit information in real time. We offer several scoring models and easy-to-read formats. Whether you prefer derogatory information first, or credit balances sorted from highest to lowest, we can handle it.